@import url('https://fonts.googleapis.com/css2?family=Bricolage+Grotesque:opsz,wght@12..96,500..800&family=Inter:wght@400;500;600;700&display=swap');
:root{
  --ink:#14181f; --navy:#14181f; --navy2:#20262f;
  --primary:#0e8378; --primary-deep:#0a655d; --primary-soft:#e1f1ee;
  --accent:#16b3a3; --accent-deep:#0e8378;
  --bg:#faf7f1; --bg-alt:#f2eee4; --card:#ffffff; --line:#e7e1d4; --line2:#dcd5c6;
  --text:#272c34; --muted:#646a74; --gold:#b07a16;
  --maxw:60rem;
  --r:16px; --shadow-sm:0 1px 2px rgba(20,24,31,.05); --shadow:0 8px 26px rgba(20,24,31,.09);
  --shadow-lg:0 24px 60px rgba(20,24,31,.18);
  --font:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --font-display:"Bricolage Grotesque","Inter",system-ui,sans-serif;
  --font-mono:ui-monospace,"SF Mono","Cascadia Mono","Roboto Mono",Menlo,Consolas,monospace;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.65;font-size:1.0625rem;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img{max-width:100%;display:block}
a{color:var(--primary-deep);text-underline-offset:2px}
a:hover{color:var(--primary)}
h1,h2,h3,h4{font-family:var(--font-display);color:var(--ink);line-height:1.16;margin:0;letter-spacing:-.02em}
:focus-visible{outline:3px solid var(--primary);outline-offset:2px;border-radius:6px}
.wrap{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:1.25rem}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-family:var(--font);font-weight:600;text-decoration:none;border-radius:12px;cursor:pointer;border:1.5px solid transparent;transition:transform .12s ease,background .2s ease,box-shadow .2s ease,border-color .2s ease}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--primary-deep);color:#fff;padding:.7rem 1.25rem;box-shadow:0 8px 20px rgba(10,101,93,.26)}
.btn-primary:hover{background:var(--primary);color:#fff;box-shadow:0 10px 26px rgba(10,101,93,.32)}
.btn-lg{padding:1rem 2rem;font-size:1.06rem;border-radius:14px}

.site-head{position:sticky;top:0;z-index:100;background:rgba(20,24,31,.92);backdrop-filter:saturate(150%) blur(12px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;height:4.5rem;gap:1.4rem}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none}
.brand img.logo{height:30px;width:auto;display:block}
.nav-links{display:flex;align-items:center;gap:1.6rem;list-style:none;margin:0;padding:0}
.nav-links a{color:#cdd5e6;text-decoration:none;font-size:.95rem;font-weight:500}
.nav-links a:hover{color:#fff}
.nav .btn-primary{padding:.6rem 1.15rem;font-size:.95rem}
@media (max-width:820px){.nav-links{display:none}}

.page-wrap{padding-block:clamp(2.2rem,5vw,3.4rem)}
.crumbs{font-family:var(--font-mono);font-size:.78rem;letter-spacing:.02em;color:var(--muted);margin:0 0 1.4rem}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--primary-deep);text-decoration:underline}
.crumbs span{margin:0 .45rem;color:#bdb6a4}
.page-head{max-width:44rem;margin:0 0 2.2rem}
.page-head h1{font-size:clamp(2rem,4.4vw,2.8rem);font-weight:800;letter-spacing:-.025em;text-wrap:balance}
.page-head .lede{font-size:1.2rem;color:var(--muted);line-height:1.55;margin:1rem 0 0;max-width:44rem}
.updated{font-family:var(--font-mono);font-size:.78rem;color:var(--muted);margin:1.1rem 0 0}

.prose{max-width:44rem;font-size:1.075rem;line-height:1.72;color:#373f52}
.prose h2{font-family:var(--font-display);font-size:1.55rem;margin:2.6rem 0 .4rem;color:var(--ink);letter-spacing:-.02em;text-wrap:balance}
.prose h3{font-family:var(--font-display);font-size:1.2rem;margin:1.8rem 0 .3rem;color:var(--ink)}
.prose p{margin:.85rem 0 1.15rem}
.prose ul,.prose ol{margin:.6rem 0 1.3rem;padding-left:1.35rem}
.prose li{margin:.5rem 0}
.prose li::marker{color:var(--primary)}
.prose strong{color:var(--ink);font-weight:600}
.prose a{color:var(--primary-deep);font-weight:550}
.prose code{background:var(--bg-alt);border:1px solid var(--line);border-radius:6px;padding:.05rem .35rem;font-size:.92em;font-family:var(--font-mono)}
.lead-p{font-size:1.16rem;line-height:1.6;color:var(--ink)}
.note{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--accent);border-radius:12px;padding:1.1rem 1.25rem;margin:1.6rem 0}
.note p{margin:.3rem 0}
.cta-row{margin:2.4rem 0 .5rem;display:flex;flex-wrap:wrap;gap:.8rem;align-items:center}

.cform{max-width:34rem;margin:1.8rem 0;background:var(--card);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-sm);padding:1.6rem}
.cform label{display:block;font-weight:600;color:var(--ink);font-size:.92rem;margin:1rem 0 .35rem}
.cform label:first-child{margin-top:0}
.cform input,.cform textarea{width:100%;box-sizing:border-box;font-family:var(--font);font-size:1rem;padding:.8rem 1rem;border:1.5px solid var(--line2);border-radius:11px;color:var(--ink);outline:none;transition:border-color .15s,box-shadow .15s}
.cform input:focus,.cform textarea:focus{border-color:var(--primary);box-shadow:0 0 0 3px rgba(14,131,120,.16)}
.cform textarea{min-height:8rem;resize:vertical}
.cform .cbtn{width:100%;margin-top:1.2rem;border:none;cursor:pointer;border-radius:12px;padding:.9rem 1.2rem;font-family:var(--font);font-weight:700;font-size:1.04rem;color:#fff;background:linear-gradient(135deg,var(--primary),var(--accent));box-shadow:0 10px 22px rgba(10,101,93,.28)}
.cform .cbtn:hover{filter:brightness(1.05)}
.cform .cbtn:disabled{opacity:.7;cursor:default}
.cform .cnote{font-size:.8rem;color:var(--muted);margin:.9rem 0 0}
.cmsg{font-weight:600;margin:1rem 0 0}
.cmsg.ok{color:var(--accent-deep)}
.cmsg.bad{color:#d23c22}

footer.site-foot{background:var(--ink);color:#9aa3b2;margin-top:3rem}
.foot-top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr 1fr;gap:2rem;padding-block:3.2rem}
.foot-brand .brand{margin-bottom:1rem}
.foot-brand p{font-size:.92rem;color:#8c97ab;max-width:25rem}
.foot-col h4{color:#cdd4e2;font-family:var(--font-mono);font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;margin:0 0 1rem;font-weight:500}
.foot-col ul{list-style:none;margin:0;padding:0}
.foot-col li{margin-bottom:.6rem}
.foot-col a{color:#9aa3b2;text-decoration:none;font-size:.92rem}
.foot-col a:hover{color:#fff}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1);padding-block:1.5rem;display:flex;flex-wrap:wrap;gap:1rem;align-items:center;justify-content:space-between;font-size:.86rem;color:#79839a}
.langbar a{color:#9aa3b2;text-decoration:none;padding:0 .35rem}
.langbar a[aria-current]{color:#fff;font-weight:700}
@media (max-width:820px){.foot-top{grid-template-columns:1fr 1fr;gap:1.7rem}}
@media (max-width:520px){.foot-top{grid-template-columns:1fr}}

.page-hero{margin:0 0 2.4rem;max-width:44rem;border-radius:var(--r);overflow:hidden;border:1px solid var(--line);background:linear-gradient(155deg,var(--bg-alt),var(--card) 65%);box-shadow:var(--shadow-sm);display:flex;justify-content:center;padding:1.6rem}
.page-hero img{width:100%;max-width:19rem;height:auto;display:block;border-radius:12px}
@media (max-width:640px){.page-hero{padding:1.1rem}.page-hero img{max-width:15rem}}

.pmeta{display:flex;flex-wrap:wrap;gap:1.4rem;font-family:var(--font-mono);font-size:.76rem;letter-spacing:.02em;color:var(--muted);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:.8rem 0;margin:0 0 2rem;max-width:44rem}
.pmeta b{color:var(--ink);font-weight:600;font-family:var(--font)}

.toc-card{max-width:44rem;background:var(--bg-alt);border:1px solid var(--line);border-radius:var(--r);padding:1.3rem 1.5rem;margin:0 0 2.4rem}
.toc-title{font-family:var(--font-mono);font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin:0 0 .8rem}
.toc-card ol{margin:0;padding-left:1.2rem;columns:2;column-gap:2rem}
.toc-card li{margin:.3rem 0;font-size:.95rem;break-inside:avoid}
.toc-card a{color:var(--primary-deep);text-decoration:none}
.toc-card a:hover{text-decoration:underline}
@media (max-width:640px){.toc-card ol{columns:1}}

.iq-table-wrap{max-width:44rem;overflow-x:auto;margin:1.6rem 0 2rem;border:1px solid var(--line);border-radius:var(--r);background:var(--card);box-shadow:var(--shadow-sm)}
.iq-table{width:100%;border-collapse:collapse;font-size:.95rem;min-width:34rem}
.iq-table th{text-align:left;font-family:var(--font);font-weight:600;font-size:.78rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);background:var(--bg-alt);padding:.8rem 1rem;border-bottom:1px solid var(--line)}
.iq-table td{padding:.75rem 1rem;border-bottom:1px solid var(--line);vertical-align:top}
.iq-table tr:last-child td{border-bottom:none}
.iq-table td.range{font-family:var(--font-mono);font-weight:600;color:var(--ink);white-space:nowrap}
.iq-table td.label{font-weight:600;color:var(--ink)}
.iq-table tbody tr:hover{background:var(--bg)}
.iq-table .band-gold td.range{color:var(--gold)}
.iq-table .band-mint td.range{color:#0e8378}
.iq-table .band-blue td.range{color:#2563eb}
.iq-table .band-gray td.range{color:#646a74}
.iq-table .band-orange td.range{color:#b45309}
.iq-table .band-coral-soft td.range{color:#c2410c}
.iq-table .band-red td.range{color:#b91c1c}
@media (max-width:640px){.iq-table .col-desc{display:none}.iq-table{min-width:0}}

.faq-list{max-width:44rem;margin:1.4rem 0 2rem;border:1px solid var(--line);border-radius:var(--r);background:var(--card);overflow:hidden;box-shadow:var(--shadow-sm)}
.faq-item{border-bottom:1px solid var(--line)}
.faq-item:last-child{border-bottom:none}
.faq-item summary{display:flex;align-items:center;justify-content:space-between;gap:1rem;cursor:pointer;list-style:none;padding:1rem 1.25rem;font-weight:600;color:var(--ink);font-size:1rem}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary:hover{background:var(--bg-alt)}
.faq-item .plus{flex:none;width:1.4rem;height:1.4rem;display:grid;place-items:center;border-radius:50%;background:var(--primary-soft);color:var(--primary-deep);font-weight:700;line-height:1;transition:transform .18s ease}
.faq-item[open] .plus{transform:rotate(45deg)}
.faq-item .answer{padding:0 1.25rem 1.15rem;color:#4a515e;font-size:1rem;line-height:1.68}

.hubgrid{max-width:44rem;display:grid;grid-template-columns:1fr 1fr;gap:1.1rem;margin:0 0 2.6rem}
@media (max-width:700px){.hubgrid{grid-template-columns:1fr}}
.hubcard{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:1.4rem 1.5rem;text-decoration:none;color:inherit;box-shadow:var(--shadow-sm);transition:transform .14s ease,box-shadow .2s ease,border-color .2s ease;border-top:3px solid var(--dc,var(--primary))}
.hubcard:hover{transform:translateY(-2px);box-shadow:var(--shadow);border-color:var(--line2);color:inherit}
.hubcard .eyebrow{font-family:var(--font-mono);font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--dc,var(--primary));margin:0 0 .5rem;font-weight:500}
.hubcard h2,.hubcard h3{font-size:1.2rem;margin:0 0 .5rem;letter-spacing:-.02em}
.hubcard p{margin:0;color:var(--muted);font-size:.96rem;line-height:1.6}
.hubcard .go{display:block;margin-top:auto;padding-top:1rem;font-weight:600;font-size:.9rem;color:var(--primary-deep)}
.hubcard img{border-radius:10px;margin:0 0 1rem;aspect-ratio:3/2;object-fit:cover;object-position:center;width:100%}

.cta-band{max-width:44rem;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1.4rem;background:var(--ink);color:#dbe1ec;border-radius:20px;padding:1.9rem 2rem;margin:2.8rem 0}
.cta-band h2{color:#fff;font-size:1.45rem;margin:0 0 .4rem}
.cta-band p{margin:0;color:#9aa3b2;font-size:.98rem;max-width:34rem}
.cta-band .btn-primary{background:linear-gradient(135deg,var(--primary),var(--accent));border-color:transparent}

.related{max-width:44rem;margin:2.6rem 0 0;border-top:1px solid var(--line);padding-top:1.4rem}
.related h2{font-size:1.15rem;margin:0 0 .9rem}
.related ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:.5rem 1.6rem}
.related li{margin:0}
.related a{color:var(--primary-deep);font-weight:550;text-decoration:none}
.related a:hover{text-decoration:underline}
@media (max-width:640px){.related ul{grid-template-columns:1fr}}
.disclaim{font-size:.88rem;color:var(--muted);max-width:44rem;margin:2rem 0 0}